Preheat oven to 350 degrees F (175 degrees C). Grease one 9x5x3 inch loaf pan.
Step 2
Beat cheese, 1/3 cup sugar, and 1 egg together well. Set aside.
Step 3
Beat remaining 2 eggs in mixing bowl until frothy. Mix in oil, milk, and lemon rind.
Step 4
In another bowl measure in flour, 1/3 cup sugar, brown sugar, soda, salt, walnuts. Stir to mix well. Pour all at once into mixing bowl. Stir with milk batter until moistened. Spoon 1/2 batter into greased 9x5x3 inch loaf pan. Spoon on cheese mixture. Cover with remaining batter by dropping small spoonfuls here and there.
Step 5
Bake at 350 degrees F (175 degrees C) for 1 hour until it tests done. Cool 15 minutes in pan before turning out very carefully to rack.